The average Sefton home cost £224,289 in July, up £7,901 in a year but 0.5% below June's record. Liverpool and Wirral prices are rising almost twice as fast.
The average home in Sefton cost £224,289 in July 2026. That is £7,901 more than a year earlier, a rise of 3.7 per cent. (HM Land Registry, UK House Price Index)
It is also the first monthly fall since March. Prices slipped 0.5 per cent from June, which remains the highest figure since the index began in 1995.
The bigger change is against the neighbours. Liverpool and Wirral prices are now rising almost twice as fast as Sefton’s.
What each type of home costs
| Property type | Average price, July 2026 | Change in a year |
|---|---|---|
| Detached | £395,919 | +3.3% |
| Semi-detached | £249,184 | +4.5% |
| Terraced | £183,852 | +4.9% |
| Flat | £126,948 | +0.2% |
| All homes | £224,289 | +3.7% |
Terraced homes rose fastest, as they did in June. Flats barely moved, up 0.2 per cent in a year.
For buyers, the split matters:
- First-time buyers paid £191,851 on average, up 4.0 per cent.
- Former owner occupiers, people who already owned and moved, paid £266,122, up 3.4 per cent.
These are mean averages, not medians. The Land Registry also adjusts for the mix of homes sold each month, so the figure is a guide to the market, not what any one home sold for.
Sefton is now falling behind its neighbours
Over the year to July, average prices rose:
| Area | Average price, July 2026 | Change in a year |
|---|---|---|
| Liverpool | £189,036 | +8.1% |
| Wirral | £221,849 | +6.7% |
| West Lancashire | £236,194 | +5.2% |
| North West | £221,445 | +4.4% |
| Sefton | £224,289 | +3.7% |
| England | £293,479 | +1.1% |
| Knowsley | £188,527 | +0.9% |
Sefton is still rising more than three times as fast as England as a whole. But it has dropped behind the region. In June, Sefton’s annual rise of 5.2 per cent beat the North West’s 4.3 per cent. In July it fell below it.
The gap in price levels is closing too. In June the average Wirral home cost £216,538, £8,803 less than in Sefton. In July the gap was £2,440. West Lancashire, which includes Ormskirk and Burscough, remains dearer than Sefton at £236,194.
June’s record has been revised
When we reported the June figures last month, the Land Registry put the Sefton average at £225,433. The revised figure is £225,341, £92 lower. The annual rise for June is unchanged at 5.2 per cent.
Revisions like this are normal. Late sales keep arriving for months after a month closes. That is also why the July figure could still move. The latest month with a sales count is May, when 214 Sefton sales were recorded.
What it means for you
If you are buying your first home, the average first-time buyer price is now £191,851, up 4.0 per cent in a year. The rise is slowing: the annual rate for all homes fell from 5.2 per cent in June to 3.7 per cent in July.
If you are selling, July’s small dip is one month, not a trend. Prices are still higher than at any point before this summer.
If you are weighing Southport against Liverpool or the Wirral, prices there are rising faster.
Our Southport house prices page has the longer picture, including prices by postcode. For what you would pay each year once you have moved in, see Southport council tax bands.
Sources
- HM Land Registry, UK House Price Index: Sefton, July 2026, published September 2026
- HM Land Registry, UK House Price Index for Liverpool, Wirral, West Lancashire, Knowsley, the North West and England, July 2026, retrieved 25 September 2026 through the UKHPI download service
- Our earlier report: Sefton house prices, June 2026
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